About Kriss Investments & Hard Money Loans
Since 1992, Kriss Investments have been providing hard money loans for residential and commercial property. Unlike other lenders, we provide a personal touch:
- No money out of pocket
- No payment due for eight months — 5-year mortgage
- Available 7-days a week
- Fast closing — One business week
- Personally visits and inspects each property
- Personally reviews projected profitability
No Money Down, No Garbage Fees
Our biggest advantage is zero money down (100% leverage) and not have any payments due for eight months. With other hard-money lenders, you will have a payment every month, in addition to the appraisal fee and other fees before you even get started.
-Al Kriss
Hard Money Lending
Kriss Investments provides private real estate investment loans when borrowing from a traditional bank is not an option. These “hard money” loans are used in a variety of circumstances. Most often, they are used for home flipping, investment property equity lines, blanket mortgages, home and commercial property foreclosures, real estate tax foreclosures, and selective second mortgages.
Most lenders offer a 1-year loan, and if for any reason you are not able to pay off your loan in that time, you will need to renegotiate terms, which could cost you more money out of pocket. Working with Kriss Investments, we can help protect you from having to prematurely sell your property. Additionally, Kriss Investment's loans are different because we provide:
- No “garbage” fees
- No money out of pocket
- No payments for 8 months
Basically we provide 100% financing with no out of pocket expenses for eight (8) months from closing. Our interest rates are not artificially low, with hidden fees added later. With Kriss Investments, we want you to succeed, and being upfront and honest is the first step in that. An added benefit is you have us by your side to help walk you through the process, and reduce your overall risk. After all is said and done, Kriss Investments can be more cost effective and we help educate you through the entire process.
Customer Testimonials
"I was in the process of foreclosure, so I contacted Al to see if he could help. Al ended up buying my house from the sheriff's sale, we entered into a lease option purchase with him. Because of Al, I was able to stay in my house. He was sympathetic to my situation, and he led me down the right path. To me, Al is a polite, well-mannered gentleman. He is straightforward and upfront and most importantly saved my home from foreclosure and $40,000.00 equity."
- Brian S.
"Working with Al is great. He will help you out as long as it makes good business sense. If it's not a good deal, he will let you know, and honestly, that makes things better for both you and Al."
- Alan M.
“Al Kriss has helped us on numerous occasions in the past several years. From short term bridge loans, allowing us to finish up the project, to full financing for the entire project. Al is very reasonable, and the money comes fast, something that's very important in our line of work. Would definitely recommend Al Kriss for any financial needs.”
- Mark B.
"Al Kriss assisted me tremendously by providing both financing and advice to allow me to sell a rental property before it went to Sheriff’s Sale. He gave solid advice on things to make the house more marketable and was willing to listen to my ideas and concerns, as well. If it weren’t for Al, the property would have been lost to Sheriff’s Sale as I had no other direction to turn."
- Gary Z.